The Frugal Home

Personal Finance

There are really only three ways you can create more money in your life, you can earn it, save it, or borrow it. Earning more money involves work of some kind from you. You can take on a second job (or a first job!), sell items you no longer need, or sell items or information that you create. Earning money requires you put forth an effort for the... [Read more of this review]

Selling your home, and getting the price you want or need for it, isn’t always as easy as it seems, especially in our current economy. If you are facing foreclosure you may have to weigh your options when it comes to paying your mortgage. Instead of letting your house go into foreclosure look at the options you have for renting it. There are a few... [Read more of this review]

Your spam account is top of the line, and you have come to recognize the junk mail you recieve on a regular basis. E-mail is so widely used and spam detectors are refined to a tee. So when that e-mail came in from the IRS saying that you had underreported some income, you opened it and clicked right on the associated link without thinking. The IRS wouldn’t... [Read more of this review]

Tax time is usually a stressful period, but it doesn’t have to be. Start gathering your forms, paperwork, and notes before January 1st even gets here. This is a big tip to reduce tax anxiety. Make a folder with a few basics that you take in every year, such as copies of current ID’s, social security cards for everyone on the return, and... [Read more of this review]

RQR35695UCGF Tuition fees, room and board, book fees, and lab fees are just the tip of the iceberg when it comes to education expenses. Thank goodness the IRS helps taxpayers out. The Hope Credit for education expenses has been around for years. Originally the Hope Credit was for the first two years of college, and had a lot of stipulations on what... [Read more of this review]