Simple Debt Management

Debt isn’t all bad. If we didn’t have options for debt most of us would not be able to purchase a home or have the credit available for emergency situations. Debt is there so that we can purchase things we both need and want but if we let it get out of hand then it [...]

How to Get a Free Credit Report

Getting a copy of your credit report should be your first stop on the road to repairing your credit. Your credit card will let you know what debt you have out there and will give you an idea of what a lender would see if you went to apply for a loan.
A credit report is [...]

You can’t have everything.

Or most of us can’t, anyway. We live in a world of consumerism and it can be difficult to not look at the world in regards to who has a nicer house, car, or who went on that vacation to Europe. I admit, I’ve been jealous of what others have. I have looked at the homes [...]

How to Cut Back When You Feel There Is Nothing to Cut Back

How many times have you read on article on saving money or getting out of debt and it talks about taking your lunch or cutting out your morning coffee? While these are all great ideas, and I’ve even written about them myself, there comes a time when you need more.
I have heard several times, and I’ve said [...]

Coping with the Financial Stress of Debt

It isn’t uncommon for people who look at those in debt as people who overspend or have no control but this isn’t always the case. Coping with debt and stress isn’t easy for most and those that find themselves in this situation often do not have the tools they need to get themselves out of [...]

The Worst : Ignoring Your Debt

Stop ignoring your bills – they won’t go away
It isn’t uncommon for people to ignore the bills that come in when they become overwhelmed with the financial situation they find themselves in. You may find yourself in a situation where you just don’t have the money to pay the bills or where there are so [...]

Create More Money For Your Life

There are really only three ways you can create more money in your life, you can earn it, save it, or borrow it.
Earning more money involves work of some kind from you. You can take on a second job (or a first job!), sell items you no longer need, or sell items or [...]

Avoid foreclosure by renting out your home

Selling your home, and getting the price you want or need for it, isn’t always as easy as it seems, especially in our current economy. If you are facing foreclosure you may have to weigh your options when it comes to paying your mortgage. Instead of letting your house go into foreclosure look at the [...]

Debt Reduction : Snowball Your Debt

Many have asked the hubby and I how we got out of our credit card debt, especially those that are finding themselves in the same situation. The economy is down and is affecting everyone even if only when they look at their 401k or grocery bill.
There are several ways you can cut back on [...]

Frugal Living Tips – Pay Off Debt and Go Back to Cash

Cutting up those credit cards and paying off your debt may be one of the most difficult of the frugal living tips for people to follow. You don’t have to be in a bad financial situation to put yourself on a budget. Actually, the best time to get out of debt is in the good [...]